If you suffered a severe personal injury, you might already know how costly your ailment may become. Watching medical bills pile up can be pretty intimidating, making the settlement insurance companies offer seem like a blessing. Unfortunately, there are plenty of reasons not to deal with insurance companies without an attorney present.
The average cost of a night in a hospital is almost $4,000, and the total average cost is over $15,000. Even if the initial offer an insurance company gives you would cover this amount, there is more at stake that you may not have considered.
The full cost of an injury
Full damages of a personal injury claim are not measured by the hospital bills alone. The cost of your injury extends beyond just what happens at a hospital. The cost of your damages includes:
- Lost income
- Emotional suffering
- Pain and suffering
- Property damage
- Loss of bodily function
Some of these damages are things you cannot put a price on but still call for compensation. Insurance companies know your injury can have a high value in damages, which is why they try to convince you to accept a small settlement offer right away.
You can combat their strategy by contacting a personal injury attorney and letting them negotiate your compensation on your behalf. An experienced personal injury lawyer knows how to identify your damages and fight to maximize the compensation you receive for your injuries.
Do not try to recover alone
Insurance companies pray you will not contact an attorney and will even try to tell you that lawyers only make things harder for everyone. Do not put yourself at risk by accepting any offer without an attorney present. If you have suffered a personal injury, be sure you have an attorney you can trust at your side.